Serving All of Texas with High-Quality Workers Comp Insurance

Texas Workers Compensation: Peace of Mind for Employer & Employee Alike

IIf an employee is injured on the job, it’s important to have the appropriate insurance protections in place when the accident happens; in other words, you need to be covered in advance. That’s exactly what a proper workers compensation policy does: It ensures that an injured worker's medical and financial needs are taken care of when accidents happen.

Workers compensation insurance spreads and shifts the risk for on-the-job employee injuries from employers to insurance providers. Doing so protects the business from work-related claims and legal exposure. Business owners can breathe easier knowing employees will be adequately cared for if an accident happens without posing a threat to the company’s profitability or to its solvency.

And workers compensation provides reimbursement regardless of who’s at fault for an on-the-job injury. If the injury occurs during the normal scope of normal job duties, workers compensation will pay all applicable benefits.

When Should I carry
Workers Compensation Insurance?

In terms of required coverage, workers compensation law in Texas provides business owners with greater flexibility compared to other states. However, even if you're not legally required to carry workers compensation, Texan's Choice recommends it. If an employee sustains an on-the-job injury, responsibility for related medical payments and lost wages will ultimately fall on you, the business owner.

For more information regarding Texas Workers Compensation, or you can visit: .

What Does Workers Compensation Cover?

Workers Compensation covers a several expenses related to a worker's recovery from an on-the-job incident:

  • Lost-time payments
  • Medical care reimbursement
  • Rehabilitative services payments

Contact Texan’s Choice Insurance Agency® For a Free Workers Compensation Insurance Quote

At Texan’s Choice Insurance Agency®, we’re dedicated to helping all our clients make informed coverage decisions. That’s why we’re here to answer your every question regarding workers compensation or about any other commercial insurance product. For a free online quote on workers compensation insurance, click here. Or you can call Texan’s Choice® directly at 210-492-7000 to discuss the workers comp needs of your business. We look forward to hearing from you!

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