Personal Umbrella Insurance:
Ready for the Trials of Life
As a responsible driver and homeowner—maybe a boat owner—you’ve done the responsible thing and taken out appropriate insurance policies to protect yourself and your family. Maybe you’re even insured with maximum coverages. You feel ready for anything.
But are you, really?
Personal Umbrella Insurance:
When Standard Coverage Isn’t Enough
As unpleasant as it is to think about, the simple truth is this: Standard coverages might not be enough to protect you and your family against a large liability claim. A single event could, possibly, exhaust the payouts of standard policies—especially if you were sued and judged legally liable for someone else’s losses. What happens then?
You pay the rest.
Texas Personal Umbrella Insurance:
A Remedy for Payout Shortfalls
You can prevent payout shortfalls with personal umbrella insurance from Texan's Choice Insurance Agency. Umbrella insurance starts paying once standard policies reach their liability limits. Umbrella policies offer multiple supplemental coverages, including some that might be excluded from standard insurance.
When Do I Need
Personal Umbrella Insurance?
If a guest in your home suffered an injury and sued you for damages, a legal award could easily exceed the coverages provided by a standard home insurance policy. The same goes for a standard auto insurance policy if another driver, other passengers, or even your own passengers were injured in a wreck wherein you were driving.
What Policy Types Does Personal Umbrella Insurance Supplement?
Personal umbrella insurance policies can be used to supplement:
- Homeowner’s policies
- Auto and motorcycle policies
- Boat policies
- More
For a Free Personal Umbrella Insurance Quote, Contact Texan’s Choice® Independent Insurance
At Texan’s Choice®, we believe that personal umbrella insurance is the best way to be truly ready for anything. A personal umbrella policy from Texan’s Choice® will give you the peace of mind that comes through an extra layer of insurance protection.
If you’re shopping for personal umbrella insurance, or are interested in learning more, we’d be thrilled to hear from you! As an independent insurance agency in San Antonio Texas, we partner with numerous personal umbrella insurance carriers, and can do the shopping around for you!
If you need umbrella coverage now from an insurance agency you can trust, contact Texan’s Choice Insurance Agency® today at 210-492-7000. Or click here for free online personal umbrella insurance quote.