Serving All of Texas with Quality Tenant Dwelling Insurance Click Here To Contact Us Request A Quote Select Insurance TypeHomeowner InsuranceAuto InsuranceBusiness InsuranceLife InsuranceCondominium Insurance Which number is smaller, 4 or 3? What is Tenant Dwelling Insurance?Tenant dwelling insurance is designed to protect property owners who rent their holdings to other people as primary residences. Landlords face unique and significant liabilities and risks in making their properties available to tenants. Tenant dwelling insurance, which is also called “landlord insurance,” isn’t required by Texas law, but property owners nevertheless have certain legal responsibilities to their tenants.Tenant Dwelling Insurance: Coverage for Landlord ObligationsIf you’re a landlord, tenant dwelling insurance will help you satisfy your legal obligations to people renting your property if unexpected disaster or accident befalls. Your rental holdings represent a significant investment on your part and landlord insurance is a must for protecting it. Tenant Dwelling Insurance Tailored to Your NeedsWhen you purchase tenant dwelling insurance from Texan’s Choice®, you have considerable flexibility in regard to customizing the policy. An important part of our job is helping you understand all the aspects of proper coverage. We’ll review all your individual risks and liabilities with you and fully address all your questions. We want to help you make educated decisions regarding suitable coverages for you, your properties and for all your tenants. What Does Tenant Dwelling Insurance Cover?As previously stated, landlord coverages and their amounts can fluctuate from one policy to the next. That said, a number of coverages are commonly included in tenant dwelling insurance:Tenant Dwelling Insurance Building CoverageBuilding coverage protects various buildings and structures on the property itself. In addition to tenant buildings, other covered structures can include:GaragesStorage buildingsSwimming poolsFencesRetaining walls, and other structuresIn addition, building coverage also protects any of the landlord’s personal property he/she may use to maintain and/or service the property.Tenant Dwelling Insurance Liability CoverageLiability coverage protects you, the property owner, from liability claims arising due to bodily injury and property damage suffered by tenants.Tenant Dwelling Insurance Loss of Income CoverageIt’s quite possible that, in an emergency, you could be forced to temporarily suspend operations of your rental property. If that happened, loss of income coverage reimburses the property owner for loss of income during the closure.Tenant Dwelling Insurance Equipment Breakdown CoverageEquipment breakdown coverage reimburses the landlord for damages to insured property caused by mechanical failures of insured equipment.Tenant Dwelling Insurance Tenant Move Back CoverageIf an insured event forces you, the landlord, to temporarily relocate tenants to alternate lodgings, tenant move back coverage helps defray the cost of moving them back home after the property is again deemed livable.Tenant Dwelling Insurance Heating or Air Conditioning Loss CoverageIf an insured event forces you, the landlord, to temporarily relocate tenants to alternate lodgings, tenant move back coverage helps defray the cost of moving them back home after the property is again deemed livable. For a Free Quote on Tenant Dwelling Insurance, Call Texan’s Choice Insurance Agency®If you’re shopping for tenant dwelling insurance, we’d be thrilled to speak with you! As a Texas independent insurance agent, we work with numerous tenant dwelling insurance providers, enabling us to do the shopping around for you!At Texan’s Choice®, we’re here to help you make informed coverage decisions. Got questions about tenant dwelling insurance? We’ve got answers! Call Texan’s Choice Insurance Agency® today at 210-492-7000! For a free online tenant dwelling insurance quote, click here.